First American Debt Relief (www.firstamericandebtrelief.com) offers credit counseling and debt settlement services. The company’s credit counseling services will enable you to get your monthly bills consolidated into one easy monthly payment. In addition, First American Debt Relief will negotiate lower payments, lower interest rates, and get late fees waived. With debt settlement, the company will negotiate with your creditors and settle your debts for amounts significantly less than what you currently owe. Debt settlement is generally less expensive than credit counseling, but will impact your credit rating in the short-term. However, debt settlement is still a better alternative than filing for bankruptcy. First American’s Debt Relief’s services can be requested online or via phone.

*FreeFromDebtRelief.com does not provide financial advice or debt management/credit counseling services.